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'Honesty is best policy when applying for travel insurance'

(06 Jul 2007)

Going on holiday? – Get a great deal on travel insurance

British holidaymakers should look to be completely open when applying for travel insurance cover, an industry expert has claimed.

Carmel McCarthy, public relations manager for Direct Line, claimed that unless tourists are "honest and upfront" they may find themselves with an inadequate travel insurance policy.

As a result, she suggested that those who fail to make insurers aware that they are on medication or have an existing condition could find themselves without cover while abroad.

Tourists travelling to the United States were particularly advised to be honest with insurers as the cost of medical treatment in the country is "really high".

Earlier this year, Steve Foulsham, technical services officer for the British Insurance Brokers' Association, claimed that those who have had a long history should still be able to take out travel insurance.

"It just unfortunately means you have to dig around a little bit more," he said.

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