Schedule of Benefits
Single Trip & Annual Policies - Schedule of Benefits |
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|---|---|---|---|
| Benefit | Sums Insured: | Excess: | |
| A1 A2 A3 |
Cancellation and Curtailment Loss of Deposit Catastrophe Withdrawal of Services - £50 per day |
Up to £3,000 Up to £1,000 Up to £500 |
£75 £20 £75 N/A |
| B | Medical Expenses | £10,000,000 | £75 |
| C1 C2 C3 C4 |
Hospital Benefit - £15 Per Day Taxi Benefit - £15 per day Mugging Benefit - £40 Per Day Unused Excursions |
Up To - £600 Up To -£150 Up To -£400 Up To -£100 |
N/A N/A N/A N/A |
| D | Personal Effects and Baggage Single Item Limit Valuables Limit in Total Travel Documents Delayed Baggage - £50 Per Day |
Up To £1,500 £300 £300 £250 Up To - £300 |
£75 |
| E | Personal Money Cash Limit Cash Limit (Aged under 18) |
Up to £500 £200 £50 |
£75 |
| F1 F2 F3 |
Travel Delay £20 Per 12 Hours Holiday Abandonment Kennel and Cattery Fees - £20 per day |
Up To £300 Up To £3,000 Up To £100 |
N/A £75 |
| G | Missed Departure | Up to £3,000 | £75 |
| H | Personal Accident - Max Benefit Loss of Limbs or Sight aged under 66 Permanent Total Disablement Death aged 18-65 Death aged under 18 All benefits aged 66 or over |
£25,000 £25,000 £25,000 £5,000 £2,500 £2,500 |
N/A |
| I | Personal Liability | Up to £2,000,000 | £250 |
| J | Legal Expenses | Up to £25,000 | £250 |
Wintersports cover available. Choose our Winter Sports Policy. |
|||
|---|---|---|---|
| Benefit | Sums Insured: | Excess: | |
| K | Ski Equipment Owned Ski Equipment Hired Single Article, Pair or Set of Articles Limit |
£1,000 £500 £250 |
£75 £75 |
| L | Ski Equipment Hire - £20 Per Day | £20 per day up to £200 | N/A |
| M | Ski Pack - Up To £50 Per Day | £50 per day up to £300 | N/A |
| N | Piste Closure - Up To £20 Per Day | £20 per day up to £300 | N/A |
| O | Avalanche | Up to £300 | £75 |
Business cover available. Call 0844 482 0803 |
|||
|---|---|---|---|
| Benefit | Sums Insured: | Excess: | |
| P | Business Equipment Single Article Pair or Set of Articles Limit Computer Equipment Single and Total Item Limit Samples Limit Delayed Business Equipment £100 per day Emergency Courier of Essential Business Equipment |
Up to £2,000 £750 £1,500 £500 Up to £300 Up to £500 |
£75 £75 £75 N/A £75 |
| Q | Business Equipment Hire | £150 per day up to £750 | N/A |
| R | Business Money Cash Limit |
Up to £1,000 £500 |
£75 |
Golf cover available. Choose our Golf Policy. |
|||
|---|---|---|---|
| Benefit | Sums Insured: | Excess: | |
| S | Golf Equipment - Owned | Up To £1,000 | £75 |
| T | Golf Equipment Hire - £30 Per Day | Up To £300 | N/A |
| U | Non Refundable Golfing Fees - £75 Per Day | Up To £300 | N/A |
Schedule of Benefits - Backpacker |
|||
|---|---|---|---|
| Benefit | Sums Insured: | Excess: | |
| A1 | Cancellation and Curtailment Loss of Deposit |
Up to £2,000 | £75 £25 |
| B | Medical Expenses | £3,000,000 | £125 |
| D | Personal Effects and Baggage Single Item Limit Valuables Limit in Total Travel Documents |
Up To £1,000 £150 £150 £100 |
£75 |
| E | Personal Money Cash Limit Cash Limit (Aged under 18) |
Up To £200 £200 £50 |
£75 |
| F2 | Holiday Abandonment | Up To £2,000 | £75 |
| G | Missed Departure | Up to £800 | £75 |
| H | Personal Accident - Max Benefit Loss of Limbs or Sight aged under 66 Permanent Total Disablement Death aged 18-65 Death aged under 18 |
£10,000 £10,000 £10,000 £5,000 £1,000 |
N/A |
| I | Personal Liability | Up To 2,000,000 | £250 |
| J | Legal Expenses | Up to £25,000 | £250 |


Online travel advice from the Foreign & Commonwealth Office