Great Value Single Trip, Holiday and Annual Travel Insurance
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Policy Details - Go Travel Insurance
Full Policy Wording
To view a copy of our policy wording please click the appropriate link below:
Policies bought between 1st April 2009 and 11th November 2009
Policies bought between 22nd December 2008 and 31st March 2009
Policies bought between 1st April 2008 and 21st December 2008
Policy Summary & Initial Disclosure
To view a copy of our policy summary & initial disclosure for policies sold from 12th November 2009, please click the appropriate icon below:
Frequently asked questions
Got a question about our products or services? Find the answers here.
Schedule of Benefits & Policy Information
Schedule of Benefits | Activites Covered | Territories | Dates | Insurer |
Insurance Tax | Residency
Wintersports cover available. Choose our Winter Sports Policy. |
|||
|---|---|---|---|
Benefit |
Sums Insured: |
Excess: |
|
K |
Ski Equipment Owned Ski Equipment Hired Single Article, Pair or Set of Aticles Limit |
£1,000 £500 £250 |
£75 £75 |
L |
Ski Equipment Hire - £20 Per Day |
£20 per day up to £200 |
N/A |
M |
Ski Pack - Up To £50 Per Day |
£50 per day up to £300 |
N/A |
N |
Piste Closure - Up To £20 Per Day |
£20 per day up to £300 |
N/A |
O |
Avalanche |
Up to £300 |
£75 |
Business cover available. Call 0844 482 0880 |
|||
|---|---|---|---|
Benefit |
Sums Insured: |
Excess: |
|
P |
Business Equipment Pair or Set of Articles Limit Computer Equipment Single and Total Item Limit Samples Limit Delayed Business Equipment £100 per day Emergency Courier of Essential Business Equipment |
Up to £2,000
£1,500 Up to £300
|
£75
£75
N/A
|
Q |
Business Equipment Hire |
£150 per day up to £750 |
N/A |
R |
Business Money Cash Limit |
Up to £1,000 £500 |
£75 |
Golf cover available. Choose our Golf Policy. |
|||
|---|---|---|---|
Benefit |
Sums Insured: |
Excess: |
|
S |
Golf Equipment - Owned |
Up To £1,000 |
£75 |
T |
Golf Equipment Hire - £30 Per Day |
Up To £300 |
N/A |
U |
Non Refundable Golfing Fees - £75 Per Day |
Up To £300 |
N/A |
Schedule of Benefits - Backpacker |
|||
|---|---|---|---|
Benefit |
Sums Insured: |
Excess: |
|
A1 |
Cancellation and Curtailment Loss of Deposit |
Up to £2,000 |
£75 £25 |
B |
Medical Expenses |
£3,000,000 |
£125 |
D |
Personal Effects and Baggage Single Item Limit Valuables Limit in Total Travel Documents |
Up To £1,000 £150 £150 £100 |
£75 |
E |
Personal Money Cash Limit Cash Limit (Aged under 18) |
Up To £200 £200 £50 |
£75 |
F2 |
Holiday Abandonment |
Up To £2,000 |
£75 |
G |
Missed Departure |
Up to £800 |
£75 |
H |
Personal Accident - Max Benefit Loss of Limbs or Sight aged under 66 Permanent Total Disablement Death aged 18-65 Death aged under 18 |
£10,000 £10,000 £10,000 £5,000 £1,000 |
N/A |
I |
Personal Liability |
Up To 2,000,000 |
£250 |
J |
Legal Expenses |
Up to £25,000 |
£250 |
Category 1 Activities Covered As Standard: |
|---|
| Archery (amateur) |
| Badminton (amateur) |
| Banana Boat Rides (Beach Activity) |
| Baseball (amateur) |
| Basketball (amateur) |
| Beach Games |
| Black Water Rafting Grade 1-4 |
| Blade Skating ( pls also refer to Roller Blading) |
| Bowls |
| Bum Boarding |
| Bungee Jump 3 jumps |
| Canoeing up to grade 3 |
| Clay Pigeon Shooting |
| Cricket (amateur) |
| Curling |
| Cycling (excluding BMX or Mountain Biking) |
| Dinghy Sailing |
| Fell Running |
| Fell Walking |
| Fencing |
| Fishing |
| Football |
| Golf |
| Hiking (under 2000 meters altitude) |
| Horse Riding (no polo, hunting, jumping) (Up to 7 days) |
| Hot Air Ballooning (which has been organized in the UK prior to departure) |
| Hot Dogging Grades (Grades 1, 2 + 3) |
| Ice Skating (not ice hockey) |
| Inner Tubing |
| Jet Boating |
| Jet Skiing (non incidental) |
| Jogging |
| Marathon Running (amateur) |
| Motorcycling up to 125cc (excluding the use of quad bikes) |
| Narrow River and Canal Boat Cruises |
| Netball (amateur) |
| Non Manual Work ( administrative or clerical duties only) |
| Orienteering |
| Outward-bound Pursuits |
| Paintballing |
| Parascending (over water, non incidental) |
| Passenger Sledge ( Horse and Carriage ) |
| Pedaloes |
| Pony Trekking |
| Racquetball |
| Rambling |
| Rifle Range |
| River Canoeing up to grade 3 |
| Roller Blading |
| Roller Skating |
| Rounders |
| Rowing |
| Rubber Ring Rides (Beach Activity) |
| Running-sprinting/long distance (amateur) |
| Safari / Gorilla Trekking (UK organised) |
| Sail Boarding |
| Sailing (inc Flotilla) European waters only |
| Sailing within territorial waters |
| Scuba Diving up to 30 metres, providing you hold the relevant recognized qualification or are accompanied by a qualified scuba diving instructor. |
| Snorkelling To 10 Metres |
| Snow shoeing |
| Squash (amateur) |
| Surfing Under (14 days) (amateur) |
| Swimming with Dolphins |
| Table Tennis |
| Ten Pin Bowling |
| Tennis- Amateur |
| Tour operator Safari |
| Track Events |
| Trekking under 2,000 metres altitude |
| Triathlon |
| Tubing |
| Volleyball |
| Wake- Boarding (water skiing but with board) |
| War Games |
| Water polo (amateur) |
| Water Skiing ( Non Incidental) |
| White Water Rafting (grades 1-4) |
| Wide River Boat Cruises |
| Wind Surfing - Non Incidental (amateur) |
| Work Abroad (Bar Work + Fruit Picking) |
| Yachting (racing/crewing inside territorial Waters) |
Winter Sport Activities: |
|---|
| Guided Cross Country Skiing |
| Mono Skiing |
| Off Piste Skiing and Snowboarding |
| Recreational Racing |
| Skiing |
| Snowboarding |
| Snow Sledging |
Category 2. The Following Activities can be Covered for an Additional Premium. Please Call 0844 482 0880 |
|---|
| Boxing Training- no contact |
| Camel Riding / Trekking |
| Cycle Touring |
| Deep Sea Fishing |
| Dog Sledging |
| Dry Skiing |
| Elephant Riding / Trekking |
| Flying As A Passenger In A Private Plane Or Small Aircraft |
| Flying In A Private Plane Or Small Aircraft |
| Go Karting (specific use) |
| Gymnastics |
| Heptathlon |
| Hiking (between 2000 and 6000 meters altitude) |
| Hockey (amateur) |
| Horse Riding (no polo, hunting, jumping) (over 7 days) |
| Hot Air Ballooning (non-uk organized)) |
| Hydro Zorbing |
| Indoor Climbing |
| Jeep/Car Trekking |
| Judo (training only) |
| Kayaking |
| Manual Work (bar and restaurant, waitress, waiter) |
| Martial Arts (training Only) |
| Mountain Biking |
| Quad Biking up to 125cc |
| Rugby (amateur) |
| Safari / Gorilla Trekking (Non-UK organised) |
| Sea Canoeing |
| Sea Fishing |
| Snow Mobiling |
| Street Hockey |
| Surfing over 14 days- Amateur |
| Trekking between 2,000 and 6,000 metres altitude) |
| Weight Lifting |
| Zorbing |
Category 3. The Following Activities Can Be Covered for an Additional Premium. Please Call 0844 482 0880 |
|---|
| Abseiling |
| American Football (amateur) |
| Black Water Rafting Grade 5-6 |
| Catamararan Sailing (European Waters Only) |
| Gliding |
| Hobie Catting ( European waters only) |
| Hydro Speeding |
| Outdoor Endurance Events |
| Paragliding |
| Parascending (over land) |
| Rock Abseiling |
| Sand Boarding |
| Sand Yachting |
| White Water Canoeing |
| White Water Kayaking |
| White Water Rafting Grades 5 & 6 inclusive |
| Yachting (European Waters Only) (Racing/Crewing) |
| Yachting (racing/crewing outside territorial Waters) |
| Zip lining + Zip Lining In To Water |
Category 4. The Following Activities Can Be Covered for an Additional Premium. Please Call 0844 482 0880 |
|---|
| Animal Riding |
| BMX Cycling |
| Bob Sleighing |
| Canyoning |
| Cat Skiing |
| Gorge Walking |
| Hang Gliding |
| Heli-skiing |
| High Diving under 5m (amateur, excluding cliff diving) |
| Horse Jumping (No Polo, Hunting) |
| Ice Hockey |
| Kite Boarding (on land) |
| Kite Surfing (water) |
| Land Yachting |
| Luging |
| Micro Lighting |
| Motor Rallies |
| Parasailing |
| Parasailing (over water) |
| Rock Climbing (under 2,000m) |
| Rock Scrambling (under 4,000m) |
| Scuba Diving (between 30-40 metres in depth providing you hold the relevant recognised qualification) |
| Show Jumping |
| Skateboarding |
| Tobogganing |
| Via Ferrata |
| Wrestling-Amateur |
The Following Activities are Not Covered: |
|---|
Hunting on horseback |
Polo on horseback |
Racing |
Safaris involving the use of firearms |
Scuba diving within 24 hours prior to departure |
Manual work which is not at ground level |
Manual work involving the use of heavy machinery |
Major events |
Scuba diving if you are not a BSAC, PADI, DIWA, SSI or SSA member. |
For Single Trip, Winter Sports and Cruise Policies
Area: |
Definition: |
|---|---|
UK & Ireland |
The British Isles, Northern Ireland, Isle of Man and Republic of Ireland |
Europe |
The continent of Europe west of the Ural Mountains, Madiera, Canary Islands, Iceland, the Azores, Mediterranean Islands and non European countries bordering the Mediterranean excluding Algeria, Isreal, Lebanon and Libya |
Australia & New Zealand |
Australia and New Zealand |
Worldwide |
Worldwide including USA, Canada, Algeria, Isreal, Lebanon and Libya |
For Annual Policies
Area: |
Definition: |
|---|---|
Europe |
The British Isles, Northern Ireland, Isle of Man and Republic of Ireland, the continent of Europe west of the Ural Mountains, Madiera, Canary Islands, Iceland, the Azores, Mediterranean Islands and non European countries bordering the Mediterranean excluding Algeria, Isreal, Lebanon and Libya |
Worldwide |
Worldwide including USA, Canada, Algeria, Isreal, Lebanon and Libya |
For Backpackers Policies
Area: |
Definition: |
|---|---|
Europe |
The British Isles, Northern Ireland, Isle of Man and Republic of Ireland, the continent of Europe west of the Ural Mountains, Madiera, Canary Islands, Iceland, the Azores, Mediterranean Islands and non European countries bordering the Mediterranean excluding Algeria, Isreal, Lebanon and Libya |
Australia & New Zealand |
Australia and New Zealand |
Worldwide |
Worldwide including USA, Canada, Algeria, Isreal, Lebanon and Libya |
Duration
Date: |
Definition: |
|---|---|
Departure Date |
The date the trip commences |
Return Date: |
The date you arrive back in the UK |
Policy Start Date: |
This is the start date for an annual travel insurance policy |
Duration: |
This is the period that the insurance is operative |
Insurer
This insurance is placed on behalf of Go Travel Insurance which is a division of Drakefield insurance Services Limited by Acumus Insurance Solutions Limited underwritten by UK Underwriting Limited on behalf of Fortis Insurance Limited, Registered in England No.354568. Registered Office: Fortis House, Tollgate, Eastleigh, Hampshire, SO53 3YA.
Financial Failure Holiday Protection is provided by International Passenger Protection Limited (the Insurer), IPP House, 22-26 Station Road, West Wickham, Kent, BR4 0PR. Cover is underwritten by a consortium of Association of British Insurers member Companies & Lloyd's Syndicates.
Insurance Premium Tax
Insurance Premium Tax is charged by the United Kingdom Government in a similar way to Value Added Tax. For Travel Insurance IPT is charged at a rate of 17.5% of the Gross Premium. The premium shown includes IPT.
Residency
You must have been living in the UK or Ireland for more than 6 months at the time of arranging this insurance and at the time of your departure be registered with a medical practitioner within the UK or Ireland.
You must be in the UK or Ireland at the time of taking out this policy and intend to return to the UK or Ireland within the trip duration, unless you have arranged a one way trip.
The UK is defined as England, Wales, Scotland, Northern Ireland, Republic of Ireland, and Isle of Man.
Single Trip InsuranceInsolvency Cover Included as Standard
Medical Conditions
If you have a pre-existing medical condition please call our partner etravelinsurance.co.uk on 0845 092 0725
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Drakefield Insurance Services Ltd, West Wing, 6 Miles Gray Road, Basildon, Essex SS14 3HJ.
Registered in England and Wales. Company Registration Number: 03588184...
©2009 Drakefield Insurance Services Limited